Funds

The Scout Funds are a proprietary family of mutual funds managed by Scout Investment Advisors, Inc.

The unique strategy of each Scout Fund allows you to customize a portfolio that reflects your investment style.

Fund Investment Objective Morningstar Rating* Lipper Leaders**
* Overall Morningstar RatingTM (based on risk-adjusted performance as of February 28, 2010)
** Lipper ratings: 5, highest, to 1, lowest.
An investment in the Fund is not a deposit in UMB Bank, n.a. or its affiliates and is not insured or guaranteed by the Federal Deposit Insurance Corp. or any other government agency. Although the Fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the Fund.
Equity Funds
International
(UMBWX)
Long-term growth of capital and income. 5
Rated against 635 foreign large blend funds
5 for Total Return5 for Expense
Stock
(UMBSX)
Long-term growth of capital and income. 5
Rated against 1,778 large blend funds
5 for Total Return5 for Preservation

Mid Cap
(UMBMX)

Long-term growth of capital. 5
Rated against 371 Mid-Cap blend funds
5 for Total Return
Small Cap
(UMBHX)
Long-term growth of capital. 5
Rated against 667 small growth funds
5 for Expense

Scout TrendStar Small Cap
(TRESX)

Long-term growth of capital. 55
Rated against 667 small growth funds
N/A
International Discovery
(UMBDX)
Long-term growth of capital. N/A N/A
Bond Fund
Bond
(UMBBX)
Maximum current income consistent with quality and maturity standards. 4
Rated against 992 intermediate-term bond funds
5 for Total Return5 for Expense5 for Preservation
Money Market Funds
Money Market — Federal
(UMFXX)
Maximum income consistent with safety of principal and liquidity. N/A N/A
Money Market — Prime
(UMPXX)
Maximum income consistent with safety of principal and liquidity. N/A N/A
Tax-Free Money Market
(UMTXX)
Highest level of income exempt from federal income tax, consistent with quality and maturity standards. N/A N/A